Tuesday, September 30, 2008

Cramped

I have writer's block.

Mental constipation.

There are heaps of ideas in my head but expressing them in a coherent fashion seems to be beyond my capabilities right now. And lately, (umm..probably at least six months now) I have had the attention span of a gnat. So, I'm going to let the pictures speak for themselves.

Parenting:



Work:



Are You Freaking Kidding Me?



My Retirement Savings



Now, I'm going to go off and try to pull my head from my arse and see if sometime soon, I can't come up with a post worth printing.

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Thursday, September 25, 2008

Watching my 401K Dwindle

Oh my god.

Have you seen the economy lately?

After our wedding, I registered on this great website which tracks our cash flow. For the first time, I'm having a look at my 401K account on a daily basis. And lately, it's been ugly. Fugly.

The stock market is in the toilet which is uncomfortable but with the inflationary pressures on energy and consumer goods, our discretionary dollars have shrunk. Dinner out is a luxury. A movie and dinner is out of the question.

Yesterday, as I witnessed another chunk of change vanish from my retirement savings, I had a momentary burst of panic where I thought that maybe, just maybe, I should move our funds into something relatively safe like bonds or gold. But that choice flies in the face of what I've believed to be true and I keep hoping that history will prove to be correct and that the market will recover.

Except that I have serious doubts. The demise of the investment bank and the subsequent 700 BILLION proposed government bail out is a not so different an animal from the bursting of the economic bubble that was seen with the Wall Street crash of 1929. Both share rampant speculation, questionable lending practices and credit-based booms. In 1929, big banks and big money families like the Rockefellers, bought huge chunks of stock in an effort to staunch the bleeding to no avail. I have to wonder if the bail out is a cure or merely a band aid on a gushing wound.

Last night we were out with friends and the stock market was a topic of conversation. One of the men at our table was quite critical of the government's response and thought that we ought to just let the banks fail. I am not an economist or even remotely knowledgeable enough to offer an opinion but for a second, I imagined what that might look like and felt my stomach clench involuntarily. One thing everyone agreed upon was that eventually, the taxpayer would bear the burden of this bailout.

And here's the rub. Besides the losses to my 401K, the collapse of mortgage underwriters and the investment banks is likely to cost my family around $10,000 at some point down the road. Like most other Americans, we are feeling the pinch as the cost of living has gone through the roof. To watch the senior executives of these companies exit their positions with golden parachutes and zero accountability really chaps my ass. Gee, sorry you had to sell your Lear Jet to make ends meet.

So, as I sit and contemplate the future of my 401K, I can't help but remember what Robert Kiyosaki discussed in one of his books. He basically said that those of us who put all of our retirement eggs into the stock market basket through mutual funds, IRA's, etc need to take a closer look at that strategy. Since the stock market is not insured and requires specialized knowledge to navigate well, he couldn't understand why so many of us cede control and risk our financial futures like that. What happens if one is nearing retirement age and "an event" happens that significantly devalues one's portfolio?

Think Enron.

Think Fannie Mae, Freddie Mac, Countrywide.

Think Lehman Bros.

I guess, like most things in life, achieving a balance is the key. Diversification. At this point, I'm going to sit back and try to wait out this latest crisis because Dallas and I are young, own some real estate and have the luxury of time. My heart goes out to the millions of people that don't.

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Wednesday, September 17, 2008

HCG Diet Round Two

Did I mention that I'm back on the HCG thing again?

About three weeks ago, I figured that it was time to put down the rum, the chocolate, the bread and anything else remotely pleasurable to see if I couldn't drop another size or two before Christmas. Remember I told you about one of my office mates and that had shed nearly 60 pounds? Well, she is the model of personal resolve and just finished her fourth or fifth round of HCG since last year. She can now be classified as thin.

Thin and Beth.

(I know that last blurb doesn't make any sense but I've never had the word "thin" in the same sentence as my name before so I wanted to try it out to see how it looked.)

Yeah, so she's THIN.

As in her size six pants are a bit loose.

Size six and Beth.

(Same deal. Makes me slightly giddy)

The scale hasn't moved much since I started (10 pounds as of this morning) but I haven't been terribly well behaved. This past weekend, we went to Brandon's birthday party and I was mostly in control until I spotted this:



smothering a block of cream cheese.

There are no words to describe how good this is. Sitting next to that plateful of heaven, was a bowl of blue corn chips.

I took a small chip and dipped it, convinced that I was capable of being satisfied with a mere taste. Like THIN people are. And, of course, you know how that turned out. I parked myself at the table. Tortilla chips were flying. I would have licked the plate if I had been by myself. And then, once the dam was breached, it was nothing to have a slice or three of pizza. Did I mention the birthday cake? Finger-licking good.

So, after experiencing a food hangover late Saturday night, I renewed my resolve. I don't mind spending 80% of my life on a diet because when you don't know any differently, you can cope but seriously, in my next life, I want to come back as Michael Phelps. Who wouldn't want to be young, a man, with big dollar endorsements, abs of steel and the ability to consume 12,000 calories a day?

Exactly.

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Monday, September 15, 2008

Just Call Me Landlady

A few weeks ago, after replacing carpet, two toilet seats, a tank lid and a ceiling fan and painting, scrubbing base boards, floors and tubs, we finally had the other house ready for a renter. Dallas put a sign up in the front yard, I placed a worthless newspaper ad and we fielded calls for days.

People are queer.

Caller: "Umm...hi..yeah... I'm callin' about the place you got for rent on Sugarland.."

Me: "I do have a place for rent but it's not on Sugarland. It's on Cambridge."

Caller: "No. I'm calling about the one on Sugarland."

Me: "Well, I'm sorry sir. The Sugarland house is not ours."

Caller: "But you said you had a place for rent"

Me: "Yes. On Cambridge."

Caller: "Well...how many bedrooms does it have?"

Me: "Three. Two bath."

Caller: "Your sign says it's a four bedroom."

Me: "Sir, you must have our house confused with another one that you saw. Ours is a three bedroom, two bathroom."

Caller: "Are you sure?"

(Now, how does one respond to that without turning into a snarky cow?)

Me: "Yes. I'm quite sure."

Caller: "Well, that ain't big enough for us", followed by a click.

I couldn't help but send a whisper of thanks out to the universe for sparing us. Personally, I've had enough irrational and crazy to last me a lifetime.

After several calls and a few house showings that left me feeling distinctly misanthropic, I received a voice mail from a young, well-mannered guy. If it pleased me, would I mind meeting him at the property so that he could take a quick look? He hated to bother me on a Sunday afternoon and all but he was under a time constraint and wondered if I might be able to spare him a few moments. He was as southern as a cold mint julep on a hot summer day. I immediately called him back.

I thought it was kind of odd that a single guy would want a three bedroom place when it was just him and a dog. He explained that an apartment was out of the question and smaller houses tended to be located in undesirable neighbourhoods so while our house might be a bit large, it satisfied his other needs. He was polite, had a good job and showed up on time. So we rented to him, of course, and I can't help but think that we are incredibly fortunate.

I remember coming back from honeymoon, walking into the other house and being completely overwhelmed with the enormity of the task of getting it ready to lease. The current state of the housing market has made it impossible to collect enough rent to cover the mortgage, insurance and taxes but we are 70% there and the house is no longer a financial black hole. It's one more check mark on our never ending "To Do List".

I drove by the other day because there's a wee bit of stalker in this slum lord and our boy had nicely mowed and edged the yard.

And for the rest of the day, all was right in my world.

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Thursday, September 11, 2008

The Joys of Parenting

Parenting been challenging lately. That is not to say that things have been crappy because they really haven't but there are just some weeks that Dallas and I vacillate between the desire to choke the shit out of our kids and the instinct to protect them from the harsher bits of life.

For instance, the man-child has really struggled with the concept of personal accountability recently. He dips his toe into the adult pond, deems it inhospitable and retreats back to the comfort of cartoons, limited responsibility and his mantra, "It's not my fault". It is incredibly difficult to remain on the sidelines and watch him make his mistakes. We know that he'll right himself eventually but as he stumbles from one life lesson to another, having a front row seat is a lot like sitting ringside at a boxing match and witnessing your boy take a few hard knocks. You can't help but wince and hope that it will be all over soon.

Lately, I think Dylan has succumbed to the great hormone monster. All of the signs are there: wild mood swings, extra long showers and armpit hair. And while it's all perfectly normal, the onset of his adolescence has me eyeballing the Vicodin left over from my surgery last year. I've always been an avid supporter of the Labrador Retriever method of parenting. You know, dig a big hole and bury your children at the first sign of hormonal havoc and then unearth them years later when they've turned twenty three, graduated from university and become civilized again. I have a photo of Dylan that sits in my office. He is about two, sitting on an old couch in his footed jammies. His hair is wild and his smile is huge. I want to crawl into that picture and give that boy just one more hug because I'm really not ready to let him go.

Being Olivia's mother reminds me on a constant basis that what goes around comes around. She is equal parts sugar and vinegar. On good days, I walk into her room after she is asleep and feel like my heart is full to bursting as I watch her delicate little chest rise and fall. Other days, I walk into her room after she is asleep and feel like my heart is going to blow into smithereens with anxiety because she didn't come with a manual and I'm quite positive I'm failing her. And while Dylan is complex, like a set of blueprints, Olivia is baffling, like quantum physics. She is the roller coaster that takes you to the very edge, hundreds of feet in the air, in the pitch black, only to jerk you back at the last possible minute with a scream trapped in your throat. Upon reflection, you are able to laugh but your legs still shake for the rest of the day. It is safe to say that I DREAD her adolescence and wish I had been a better behaved teenager because that karmic boomerang is a bitch.

On a more positive note, teenage daughter and I have managed to carefully pick our way through the minefield that is a stepmum/stepdaughter relationship (although I despise the whole label of "step" because it seems to connote something less valid) and we have landed in this place of respect and tentative affection. I am surprised to find myself emotionally invested in her. I wouldn't say that we are BFF close and the current state is most definitely fragile but there is measurable progress. In the last month, she has taken control of her sexual health, studied for her learner's permit, embraced her domestic chores without complaint and seriously hunted for a job. This week, she expressed the desire to bake and as we walked through the recipe together, she was clearly eager to learn and even more pleased when she churned out some kick ass cookies. These things might not appear to be a big deal to some but for Dallas and me, it is like watching a flower bloom. Believe me, we are under no illusions as to how long the peace will last. Rather, we are just trying to recognize, savour and be grateful for each new brick that is laid on her path to independence.

So yeah, kids can make you feel as dumb as a box of rocks. I know that I will screw my children up in some way. I mean, every parent does, right? We are imperfect souls. I think our job is kind of like the medical principle, "Primum non nocere" though, in that first we must try to do no harm.

And when we do, we ought to at least spring for the psychotherapy.

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Wednesday, September 10, 2008

Skype Me Baby

I must have been living in a cave or under a rock or back in the time when dinosaurs ruled the earth because up until a week ago, I did not have a working Skype account. Years ago, I had registered and acquired a proper Skype logon but never used it.

Business associates would often ask if I used Skype or they would pass along their Skype name and I would smile, add it to their contact information and then completely ignore it. Sure Skype was all the rage but so was Beta video at one time and look how that one turned out. I was convinced that it was just another fad to add to the techno junkie list.

And now, we cannot live without it.

And I want each and every one of my far flung relatives to go down to their nearest geek outlet and get themselves a headset and a webcam because it is just too much FUN.

Video-conferencing rocks!

Just think of the possibilities.....

This Thanksgiving, I can call my mum and she can actually critique my pie crust making skills in real time instead of listening to me sob on the other end of the phone after I've gone through a big can of Crisco with nothing to show for it and guests arriving in an hour.

My kids can get to know their Kiwi cousins without us having to spend $20,000 (YES, TWENTY THOUSAND!) to fly our family down to Auckland. For that matter, all of our offspring can communicate with all of their cousins AT THE SAME TIME.

Recently, we shared the Skype love with Dallas's mum and dad and now, our phone calls are the next best thing to being there. Can you imagine how awesome it will be during Christmas to open our gifts together?

The absolutely best part about Skype is that it is free. Yes, FREE. There are no hidden fees. As long as you are using your computer to call another Skype account, it doesn't cost a plug nickel. They also have very reasonably priced options for those folks who want to call from their Skype account to landlines or mobile phones in other countries.

I love Skype.

(Just so you know, I'm not being paid for this gushing endorsement.)

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Thursday, September 4, 2008

The List

Steph the Magnificent came into my office the other day and asked me if I had seen the short blurb on David Duchovny


and his apparent sex addiction.

Um, no, I hadn't seen it and thanks to Stephanie, I wasn't able to think of much else for the rest of the day. Sex addiction, eh?

The thing is, Duchovny does it for me.

Since the X-Files.

Californication, his new gig on Showtime, is absolutely delicious. Love, love, love him.

Of course, I am a married woman now and the topic of celebrity shag lists hasn't conveniently popped up in conversation as of yet but I'm pretty sure that Dallas has a few names on his.

For instance, didn't every man his age want to bed Julie on the Love Boat? Remember her? She made polyester fashionable.


Too bad about the cocaine thing.

Anyway, my top ten list looks like this and they are in no particular order and subject to change if I find out something horrible about them.

Like if they vote Republican.

1. David Duchnovy
2. Ed Burns
3. George Clooney (please God, don't let him be gay)
4. Jason Statham
5. Mark Ruffalo
6. Hugh Jackman
7. Colin Firth
8. Antonio Banderas
9. Brad Pitt
10. James Spader

And as I compiled this list of men who I consider sponge-worthy, I couldn't help but notice that it took me forever to come up with ten. And with each name that I added, I wondered:

Would he make me tea at night?
Would he fold the towels my way?
Would he fill my gas tank without me knowing?
Would he watch Gray's Anatomy with me even though he'd rather have someone beat him to death, slowly and with a blunt object?
Would he bring me coffee in bed every single morning?
Would he send me text messages during my work day to let me know that I was on his mind?
Would he read and understand owner's manuals so that I never have to decipher one again?
Would he share my passion for Harleys, rum and a good book?
Would he find me attractive in spite of the pull of gravity, the lure of dark chocolate and challenges of an ex husband?

Umm...not likely.

My husband is a hard act to follow.

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